Your money problems aren’t about money.

They’re rooted in what you believe about money, and it’s time to challenge the thoughts keeping you financially stuck.

Author

Sandrene Morris
May 04, 2025

What is a Money Mindset (And Why Yours Might Be Costing You 💸)

Let’s pull back the curtain for a moment. Because if you've ever said to yourself:

“I should be further ahead financially by now…”

Or

“No matter how hard I try, I just can’t seem to get ahead…”

Please hear this:
The problem isn’t your bank account. It’s not your income.
It’s not your job, or your background, or your upbringing, even though those might play a part.

It’s your mindset about money.

Most people are trying to build financial success with beliefs they didn’t choose, beliefs they inherited.
And those beliefs? They’re quietly running the show.

🚨 Here’s what that really looks like:

  • You feel guilty for wanting more money

  • You hesitate to charge your worth

  • You self-sabotage every time you hit a new income level

  • You hoard, overspend, or avoid money altogether

  • You work overtime but still feel like it’s not enough

Sound familiar?

That’s not a budgeting issue.
That’s a belief system issue.

Let’s define it once and for all:

Your money mindset is the set of attitudes, thoughts, and beliefs you hold about money, consciously or unconsciously.

It shapes what you expect, what you tolerate, what you pursue, and what you think is possible for you.

And unless it’s aligned with abundance, worthiness, and vision…
You’ll keep working hard with little to show for it.

💡 So what’s the solution?

You re-train your mind to support the future you're building.

Here’s how to start:

🔍 Step 1: Become aware of your money thoughts

“What did I hear growing up about money?”
“What do I believe about people who are rich?”
“Do I believe money comes easily or only through struggle?”

✍🏽 Step 2: Identify the lies and release them


Some of those thoughts were never yours to begin with. They were passed down, conditioned into you, or formed from painful moments. You’re allowed to let them go.

🌱 Step 3: Choose new truths

“I am safe with money.”
“Money flows to me through aligned action.”
“My income is not capped. It expands as I do.”

This isn’t just mindset work, it’s freedom work. Because once you shift how you think about money, how you receive it will never be the same.

💥 Real change starts with ONE bold decision

You are not here to stay stuck, struggle in silence, or wait until you’re “more ready.”

You’re here to take your power back.
And that starts with the thoughts you let shape your future.

So here’s your action step for today:

👉🏽 Write down every limiting belief you hold about money.
Then beside each one, write a truth that sets you free.
This is your new financial foundation.

If this stirred something in you, let it be your signal.
Because the version of you with peace, power, and prosperity?
He or she is waiting.
And it starts with what you believe.

💭 Reply and tell me: What money belief are you letting go of this week?

With you on your journey to being Fulfilled and Free,

Sandrene